Makes refinancing homes available to homeowners nationwide. Our loan officers are dedicated to providing the quality service that our customers have come to expect. We do our utmost to make our loan process as simple and easy as possible for our customers. Our company provides knowledgeable loan officers and best mortgage lending experiences to all of our customers. We also provide individual attention and large assortments of loan products.
Purchase Loan
Make right decision! Purchase your dream home now and let us help you with your financing.
Buying a home is one of the biggest investments you will ever make. In addition to finding the right home at the right price, you also need to find the right financing.
Whether you are a first-time homebuyer or a seasoned investor, finding the right loan can be a difficult process. Where should you start? What is the right loan for me? Who has the best rates? We at AMS are committed to making this experience as pleasant and stress-free as possible
AMS offers you money-saving financing advantages:
- Low Rates
- Easy Application
- Easy Approval
- All Types of Mortgage
- Expert Guidance & Advice from a Personal Loan Advisor
Or Call: 1-888-695-Loan (5626)
Commercial Loans
Commercial loans are for the purchase, refinance, or construction of a Commercial Property.
Commercial Financing is underwritten on a case by case basis. Every loan application is unique and evaluated on its own merits. We can help you find the right loan for your project, with a wide range of loan programs to finance your commercial building or commercial remodeling projects.
We are specialized in the following types of property:
- Retail
- Office
- Industrial
- Hotel & Leisure
- Health Care
- Mixed Use
Take the first step to Financial success and pre-qualify your commercial loan
Or Call: 1-888-695-Loan (5626)
Construction Loan
We specializes in providing construction loans to families that are planning on building their dream home as well as construction loans to the builders. We are approved with all of the major banks and Investors and works with them to get the best possible rates for our clients. Our experience, reputation and a large construction loan volume, has allowed us to develop strong relationships with many lenders over the years. We have positioned our business to pass these benefits from our wholesale channels on to you. These benefits include: quick processing for construction loans, wholesale pricing for construction loans, and in some cases – guideline exceptions. These benefits save you time, money, and aggravation.
We offer a wide variety of products, such as:
- Owner Builder Construction Loans
- Residential Construction Financing
- Commercial and Tract Construction Loans
- Loans to those remodeling or adding to their homes
- Financing for custom homes involving a contractor
- Financing for the replacement of an existing construction
- Land Only Loans
So whether you are building your own home or a commercial shopping plaza and looking for owner builder financing options, using a contractor for your custom home or buildings, we will use our experience and expertise to secure the best and most economical loan for your building needs.
Or Call: 1-888-695-Loan (5626)
Home Equity
How to use Home Equity to your Benefit
Home equity is the difference of market value of your home and what you owe on your mortgage. AMS offers you all the key Home Equity Loan Advantage without requiring a second mortgage.
- Low Rate
- Easy Application
- Easy Approval
- No Points
- No Prepayment Penalties
- Tax Savings – The Interest you pay may be fully tax deductible which further reduces your cost of borrowing. Consult your advisor
Use your AMS Equity Loan for anything you wish:
- Consolidate debt
- Home improvements/repairs
- Education expenses
- Family/Medical expenses
- Pay Taxes
Or Call: 1-888-695-Loan (5626)
Reverse Mortgage
The Home Equity Conversion Mortgage (HECM) is FHA’s reverse mortgage program, which enables you to withdraw some of the equity in your home. The HECM is a safe plan that can give older Americans greater financial security. Many seniors use it to supplement Social Security, meet unexpected medical expenses, make home improvements and more. You can receive additional free information about reverse mortgages in general by contacting the National Council on Aging at (800) 510-0301. It is smart to know more about reverse mortgages, and decide if one is right for you!
To be eligible for a FHA HECM, the FHA requires that you be a homeowner 62 years of age or older, own your home outright, or have a low mortgage balance that can be paid off at closing with proceeds from the reverse loan, have the financial resources to pay ongoing property charges including taxes and insurance, and you must live in the home. You are also required to receive consumer information free or at very low cost from a HECM counselor prior to obtaining the loan. You can find a HECM counselor online or by phoning (800) 569-4287.
VA Mortgage
The VA Loan is a mortgage loan issued by approved lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). The program was created in 1944 by the United States government to help returning service members purchase homes without needing a down payment or excellent credit. This historic benefit program has guaranteed more than 22 million VA loans to help veterans, active duty military members and their families purchase homes or refinance their mortgages
FHA Mortgage
An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if the borrower defaults on the loan.
Because of that insurance, lenders can — and do — offer FHA loans at attractive interest rates and with less stringent and more flexible qualification requirements. The FHA is an agency within the U.S. Department of Housing and Urban Development.
